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What Homeowners Insurance Covers Homeowners insurance typically protects your home, personal belongings, and liability. Here’s a closer look at the main coverage areas: Dwelling Coverage This part covers damage to the physical structure of your home caused by perils like fire, wind, hail, or vandalism. It usually pays to repair or rebuild your house up to the policy limit. Example: If a tree falls during a storm and damages your roof, dwelling coverage helps pay for repairs.

Filing a homeowners insurance claim can feel overwhelming. From understanding your policy to documenting damage and communicating with your insurer, the process often seems complicated and time-consuming. However, simplifying the insurance claims process is possible with the right approach and knowledge. This guide will walk you through practical steps to make your claim smoother and more efficient. Understanding the Insurance Claims Process The insurance claims process begin

Experiencing property damage can be overwhelming and stressful. Whether caused by storms, fire, water leaks, or accidents, the aftermath often leaves homeowners unsure about the right steps to take. Mistakes made during this critical time can lead to denied insurance claims, costly repairs, or prolonged recovery. Knowing what to avoid can save time, money, and frustration. This guide highlights the top 10 mistakes homeowners make after property damage and offers practical adv